If you have ongoing debt problems, you probably are getting creditor or collector phone calls to your home, office, friends or family…which can be a real bummer. I'll bet you didn't know those collector calls can mean gold for you.  It is probable that one or more collectors are violating your rights.  The only way

All too often in these economic times, consumers are getting hit with lawsuits from creditors.  Faced with mounting defaults on credit card payments, car loan payments and mortgage payments, creditors (defined as anyone who lends credit or money) are often taking the path of lawsuit rather than working out a payment arrangement. After all, from