All too often in these economic times, consumers are getting hit with lawsuits from creditors.  Faced with mounting defaults on credit card payments, car loan payments and mortgage payments, creditors (defined as anyone who lends credit or money) are often taking the path of lawsuit rather than working out a payment arrangement. After all, from

The Federal Trade Commission, who along with the help of the Consumer Finance Protection Bureau, has long been the watchdog of the credit repair industry.  In the past five years, the number of complaints by consumers about unfair dealings with credit repair companies has diminished each year.  In 2012, there were about 2,000,000 complaints across

What most people don’t really realize is the “cost” of having a mediocre or poor credit score.  They go on their merry way paying whatever the lenders say they must when they purchase, whether it be with credit cards, auto loans or home loans.  Consumers bemoan the high cost of things, not realizing that they

It's official!  The state of our credit has made national news!  60 Minutes did an expose on the state of the nations credit histories for our citizens.  What they found doesn't even begin to show the size of the iceberg under the surface. Everything we do today, unless we live in a cave, in one