Dec 13 2012:  By Nicholas Owens, Guest Columnist Consumer Financial Protection Bureau report details how the nation’s largest credit bureaus manage consumer data Credit cards dominate consumer reports; Debt collection tops disputes WASHINGTON, D.C. — Today the Consumer Financial Protection Bureau (CFPB) released a report on the consumer experience with the three largest nationwide credit

There are at least two versions of the word "underbanked": 1)   Those who have had a checking account closed by the bank.  This usually occurs when too many checks bounce, or the account is overdrawn too many times.  Banks have regulations they must follow, so if you hit their magical threashhold, they can cancel your