(Note to consumers:  this is third in a series on debunking credit repair and credit restoration myths.  The information contained herein is deemed to be accurate, but not guaranteed) In the first editorial in this series, we defined a myth as:  something you believe because you heard it from someone else or saw it on

(Note to consumers:  this is second in a series on debunking credit repair and credit restoration myths.  The information contained herein is deemed to be accurate, but not guaranteed) In the last editorial, we defined a myth as:  something you believe because you heard it from someone else or saw it on a website like

(Note to consumers:  This is the first in a series regarding common misconceptions about credit repair or credit restoration.  The information contained is deemed to be accurate, but not guaranteed.) What is a myth?  Merriam Webster's Dictionary defines a myth as "a usually traditional story of ostensibly historical events that serves to unfold part of