(Note to consumers:  this is third in a series on debunking credit repair and credit restoration myths.  The information contained herein is deemed to be accurate, but not guaranteed) In the first editorial in this series, we defined a myth as:  something you believe because you heard it from someone else or saw it on

(Note to consumers:  this is second in a series on debunking credit repair and credit restoration myths.  The information contained herein is deemed to be accurate, but not guaranteed) In the last editorial, we defined a myth as:  something you believe because you heard it from someone else or saw it on a website like

(Note to consumers:  This is the first in a series regarding common misconceptions about credit repair or credit restoration.  The information contained is deemed to be accurate, but not guaranteed.) What is a myth?  Merriam Webster's Dictionary defines a myth as "a usually traditional story of ostensibly historical events that serves to unfold part of

Let’s face it…you got into a bind.  You needed a quick infusion of cash.  You went to a money broker, commonly called a Pay Day Loan or Cash Advance.  Wikipedia says that the definition of a pay day loan is ‘a small, short-term unsecured loan”, “regardless of whether repayment of loans is linked to a

The business credit and funding suite is the most comprehensive funding system available in the world today.  Through the funding suite, business owners hav unprecedented access to money through thoudsands of finance source. Business owners can build an exceptional business credit profile for their business, qualify for buisness credit, and be approved for business funding

Can I Really Avoid Using My Personal Credit For Loans? Business credit is a wondrous thing.  Most people don’t understand just how wondrous it can be!  Business owners can build an exceptional business credit profile for their business, qualify for business credit, and be approved for business funding as high as 25 million dollars. Don’t

When you are single and apply for a credit card, house or car, you are the only one responsible.  You are the one that affects your credit score…nobody else. When you decide to marry, or team up with someone to apply for joint credit, there are some interesting dynamics you should be aware of.  Everything

There is so much negative information on the net these days regarding credit repair.  It’s hard to tell the good guys from the bad guys.  Articles abound, and it is hard to tell the truth from fiction. At KC Credit Services, our 22 year spotless record speaks for itself.  With more than 110,000 customers served,

Back before 1988, there were no ATM charges.  Afterwards, a Nevada bank started charging a bank fee for withdrawals made on a bank other than its own.  It didn’t take long for the rest of the banking community to recognize the profitability of following the lead of the Nevada bank, and soon thereafter, many bank