With more than one trillion dollars in current student loans, and climbing, there are literally thousands of students who are under water on their payments.  You don't have to be one of them. Our federal student loan consolidation program can fix that.  After enrollment, the Company pulls information on all your loans, then negotiates with

During National Consumer Protection Week, the Consumer Finance Protection Bureau (CFPB) announced they are putting their attention on Financial Elder Abuse.  This is a national epidemic, and our seniors are being exploited in a variety of ways. For instance, In Georgia recently, there was a husband and wife who were indicted for allegedly defrauding an

Did you know that students loans in our country are now more than one trillion dollars?  That is more than the total credit card debt and car loans combined!  Unbelievable!  The Consumer Finance Protection Bureau (CPFB) recently published some tools they have developed to help students and their parents make smart choices.  The place to

In 2013, a new law is being brought before Legislators to help consumers better review and understand their credit scores.   This new amendment to the Fair Credit Reporting Act has several major changes in it that will help consumers.  Proposed by Senator Sanders, with the help of Senators Boxer, Feinstein, Menendez and Lautenberg, propose the

The Federal Trade Commission, who along with the help of the Consumer Finance Protection Bureau, has long been the watchdog of the credit repair industry.  In the past five years, the number of complaints by consumers about unfair dealings with credit repair companies has diminished each year.  In 2012, there were about 2,000,000 complaints across

What most people don’t really realize is the “cost” of having a mediocre or poor credit score.  They go on their merry way paying whatever the lenders say they must when they purchase, whether it be with credit cards, auto loans or home loans.  Consumers bemoan the high cost of things, not realizing that they

Did you know that at least 85% of credit reports in the United States have errors?  Do you understand what those errors mean to you?  Well, most of us don't know the whole story.  The three major credit bureaus, Experian, TransUnion, and CSC/Equifax, are the main repositories of data that is reported about your credit

Credit Repair and Bankruptcy   Many people ask us "will bankruptcy completely screw up our credit report"?  The answer is, of course, complicated.  The short answer is "yes", and the longer answer is "it will get better". Having a personal bankruptcy on your credit report will affect your score as much as 200 points, and

Is Your Credit Score High Enough? We are in a world where everything we do is out there on Facebook, Twitter, Linkedin, and every other kind of social media. Our lives are on public display. Every movement we make is being recorded somewhere. For instance, at every intersection there are cameras that capture us when