Credit Repair and Bankruptcy   Many people ask us "will bankruptcy completely screw up our credit report"?  The answer is, of course, complicated.  The short answer is "yes", and the longer answer is "it will get better". Having a personal bankruptcy on your credit report will affect your score as much as 200 points, and

The "Right" Credit Score Some people don’t have that “right score” so they are denied rights that they normally should have, like getting a loan approved or a new credit card. “Scores”  were first started by local department stores and financial institutions who would share their information about their applicants to see if potential new

Is Your Credit Score High Enough? We are in a world where everything we do is out there on Facebook, Twitter, Linkedin, and every other kind of social media. Our lives are on public display. Every movement we make is being recorded somewhere. For instance, at every intersection there are cameras that capture us when