Types of Disputes

Types of Disputes

You have the RIGHT to dispute inaccuracies on your credit report, according to the Fair Credit Reporting Act.  It’s not just a matter of deleting things!  Your experienced Credit Concierge™ will work with you to determine which accounts violate your consumer rights.  The categories that KC Credit Services focuses on for you can include:

  • Bankruptcies
  • Charge Offs
  • Collections
  • Late Payments
  • Foreclosures
  • Short Sales
  • Fraud / Identity Theft
  • Student Loans
  • Incorrect Personal Data
  • Non-Permissable Inquiries
  • Judgments
  • Federal Tax Liens
  • State Tax Liens
  • Repossessions


Our experiences in the credit restoration process and the procedures we employ rely on our comprehensive knowledge of the laws and rules that govern credit reporting agencies and creditors.  Our track record has proven that our service has removed inaccurate, incomplete and unverifiable information from consumer's credit reports.

We use Consumer Protection Laws found in the Fair Credit Reporting Act and the Fair Debt Collection Practices Act to try to force the creditors and credit bureaus to convey 100% accurate information on your credit reports.  Most people with impaired credit are likely misinformed about the rules that restrict the reporting of various items without being 100% accurate.  (just because you had trouble with a creditor, doesn't mean they can report negatively on your report) “…You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly.  However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report.  The credit bureau must remove accurate, negative information from your report only if it is over 7 years old.  Bankruptcy information can be reported for 10 years.”

Our credit restoration services have a proven record of success in helping people eliminate these and other problems that lead to credit difficulties of all kinds.  We have helped numerous individuals qualify for new car loans, new mortgages, open new lines of credit, and start their own businesses with their improved credit records! 

Contact our office and speak with a Credit Concierge(tm) today!  We can determine over the phone if credit restoration or one of our many other programs can help you.  If most of your negative credit issues are from past creditors and situations over six months old, then you are a good candidate for credit restortaion.  Call Today!  816-421-8001


Also see:   About Us     Here's What You Get     Trusted Service     Credit Education