Our federal student loan consolidation program can fix that.  After enrollment, the Company pulls information on all your loans, then negotiates with your creditors for 3-4 months forbearance so you don't have to make payments while they are working on your accounts.  They negotiate with all your lenders to pay off the loans, and create a new loan for you under the Federal government.  This new loan is designed to lower interest rates, shorten the term of the payback period, and provide you with one lower monthly payment.  Contact us today to obtain a free quote that will help you decide if this program is right for your situation.  Click Here.

Under certain circumstances, if you have been paying your loans consistently over time, and you are in public service, you may qualify for forgiveness of the debt.  Wow! 

What do we mean by public service?  Federal, state, local, or Tribal government organization, agency, or entity (includes most public schools, colleges and universities);

• A public child or family service agency;
• A non-profit organization under section 501(c)(3) of the Internal Revenue Code that is exempt from taxation under section 501(a) of the Internal Revenue Code (includes most not-for-profit private schools, colleges, and universities); A Tribal college or university; or A private organization that is not a for-profit business, a labor union, a partisan political organization, or an organization engaged in religious activities (unless the qualifying activities are unrelated to religious instruction, worship services, or any form of proselytizing) and that provides the following public services:
• Emergency management
• Military
• Public safety
• Law enforcement
• Public interest law services
• Early childhood education (including licensed or regulated health care, Head Start, and state-funded pre-kindergarten);
• Public service for individuals with disabilities and the elderly;
• Public health (including nurses, nurse practitioners, nurses in a clinical setting, and full-time professionals engaged in health care practitioner occupations and health care support occupations);
• Public education
• Public library services; and School library or other school-based services.
  

  Donna Perkins

Why not contact us today to learn more about how we can help you?  Click Here.

The place to start is at this website:  http://www.consumerfinance.gov/paying-for-college  On this website you will find questions and answers to better help you make informed decisions about the various student loan products out there. 

Should you opt for federal student loans, or go to a private source?  Find out on this next website:  http://www.consumerfinance.gov/paying-for-college/repay-student-debt/#Question-1

Choosing a loan that is right for you and your ability to repay it is crucial to your decision making process.  On this website, you will go through three steps that can help you pick the right one for you.  http://www.consumerfinance.gov/paying-for-college/choose-a-student-loan/#o1

So now you have the money, now what?  How do you manage that loan successfully?  Most of us never learned simple financial rules during our high school years, so how do we learn?  This website will provide those answers.  http://www.consumerfinance.gov/paying-for-college/manage-your-college-money/#o1

Donna Perkins

Keep the information on these websites.  Soon, the CFPB will have a financial tool that will allow you to compare loan offers!  Check back frequently to see when it is available.