It is important to understand this distinction. The creditors nor the bureaus have any vested interest in having your credit report be cleaned up. As mentioned in previous emails, the bureaus make the most money from your troubles. The creditors make the most money when your scores are lower, as they can charge you higher interest rates and fees. So there is no incentive to paying old debts except to get out of debt!

Credit Bureaus will most often remove negative credit information that is not verifiable.  But it is important the WAY it is requested. You need a credit restoration specialist to assist you with this task.

Donna Perkins

If you are in this type of situation, our Credit Concierges(tm) can help. Call us today to get started on your personal path to financial freedom!