Business owners can build an exceptional business credit profile for their business, qualify for buisness credit, and be approved for business funding as high as 25 million dollars.

Take a look at a few of the endless benefits the business credit and funding suite provides:

• Over 30 Core Funding Products Available
• Access to SBA Loans, Credit Lines, Purchase Order and Account REceivable Financing, Revenue Lending, Merchant Advances, Inventory and Equipment Financing, 401K and Securities Financing, Property Rehab Financing, and much more.
• Business Crediibility Check to Insure Credit and Funding Approval
• One-Click Funding Applications
• Easy Step-by-Step System to Build Excellent Business Credit
• Access to Hundreds-of-Thousands of Dollars in Business Credit
• Access to Business Credit Cards Including Staples, Lowes, Home Depot, Costco, Wal-Mart, Sam's Club, BP, Master Card, Visa, other $10,000 Credit Cards in your Business Name, and More
• Business Credit Available with No Personal Credit Check and No Personal Guarantee
• Interface With Business Credit Reporting Agencies to Monitor Business Credit Building in Real Time
• Free DUNS Number
• Free Experian Smart Business Credit Report
• Access to Certified Business Credit and Funding Advisors
• Access to Business Workbooks to Help Start a Business and Obtain Angel Investor Funding
  

  Donna Perkins

Contact us today to learn more about the business credit and funding you already qualify for.

Business credit is a wondrous thing.  Most people don’t understand just how wondrous it can be!  Business owners can build an exceptional business credit profile for their business, qualify for business credit, and be approved for business funding as high as 25 million dollars.

Don’t have a business?  It’s easy to start one.  Of course, you will need to have some history before the larger dollar funding sources will take a look at your business, but you can still get up to $50,000 is new credit lines for your business inside of a year…with NO personal guarantee, and NO personal social security number!

By signing up with KC Credit Services Business Division, we take you through all the steps necessary to make this a reality.  You will have access to over 2,100 financial sources, over 30 core funding products availability, and access to:

• SBA Loans
• Credit Lines
• Purchase Order and Account Receivable Financing
• Revenue Lending
• Merchant Advances
• Inventory and Equipment Financing
• 401K and Securities Financing
• Property Rehab Financing
• And much, much more

The Company will provide a business credibility check to insure credit and funding approval.  There is a one-click funding application process, easy step-by-step system to build excellent business credit, and access to hundreds-of-thousands of dollars in business credit.

You will have access to business credit cards, including Staples, Lowes, Home Depot, Costco, Wal-Mart, Sam’s Club, VP, Master Card, Visa, other $10,000 credit cards in your business name, and more.  Business credit is available with NO PERSONAL credit check, and no personal guarantee.

The Company provides an interface with business credit reporting agencies to monitor business credit building in

Donna Perkins

real time (not available with any other system!), a free business account number with Dun and Bradstreet, and free Experian Smart Business Credit Report. They provide access to Certified Business Credit and Funding Advisors to help you every step of the way, and access to workbooks that help start a business – and better yet – obtain Angel Investor Funding!

This affordable program can be tailored to suit your ability to pay for it, as well.  Ask us how!

Our federal student loan consolidation program can fix that.  After enrollment, the Company pulls information on all your loans, then negotiates with your creditors for 3-4 months forbearance so you don't have to make payments while they are working on your accounts.  They negotiate with all your lenders to pay off the loans, and create a new loan for you under the Federal government.  This new loan is designed to lower interest rates, shorten the term of the payback period, and provide you with one lower monthly payment.  Contact us today to obtain a free quote that will help you decide if this program is right for your situation.  Click Here.

Under certain circumstances, if you have been paying your loans consistently over time, and you are in public service, you may qualify for forgiveness of the debt.  Wow! 

What do we mean by public service?  Federal, state, local, or Tribal government organization, agency, or entity (includes most public schools, colleges and universities);

• A public child or family service agency;
• A non-profit organization under section 501(c)(3) of the Internal Revenue Code that is exempt from taxation under section 501(a) of the Internal Revenue Code (includes most not-for-profit private schools, colleges, and universities); A Tribal college or university; or A private organization that is not a for-profit business, a labor union, a partisan political organization, or an organization engaged in religious activities (unless the qualifying activities are unrelated to religious instruction, worship services, or any form of proselytizing) and that provides the following public services:
• Emergency management
• Military
• Public safety
• Law enforcement
• Public interest law services
• Early childhood education (including licensed or regulated health care, Head Start, and state-funded pre-kindergarten);
• Public service for individuals with disabilities and the elderly;
• Public health (including nurses, nurse practitioners, nurses in a clinical setting, and full-time professionals engaged in health care practitioner occupations and health care support occupations);
• Public education
• Public library services; and School library or other school-based services.
  

  Donna Perkins

Why not contact us today to learn more about how we can help you?  Click Here.

For instance, In Georgia recently, there was a husband and wife who were indicted for allegedly defrauding an elderly veteran with dementia.  They got about $182,000 from him before someone figured out what was happening.  The wife of the couple was a former in-home caregiver, with access to records, checkbook and more.  As the police look into this situation more fully, they estimate that more charges are coming because there is $500,000 missing.

A handyman convinced an elderly woman to give him power of attorney.  He then took out a reverse mortgage on her home, which she almost lost before she got help.  She had owned it since the 1950's, so you can imagine how much money he took.

A California investment firm's CEO and CFO were charged with 66 counts of felony elder abuse, securities fraud, and conspiracy for bilking older investors out of more than $2.3 million over an eight year period. 

These cases are especially heart wrenching, and difficult to prosecute for the social services, criminial justice and consumer protection agencies.  These practices also indicate that a family member needs to have a role in spotting and preventing this abuse.  But often the victims do not have relatives that will help.

Because of these problems, the CFPB's Office for Older Americans is developing guides for family members and others with legal authority to handle money for older relatives or friends.  The guides will help people understand proper record keeping, and creating good frameworks.  The guide will also make it easier to spot and respond to financial exploitation.

A guide is also being produced to help people who operate group living centers dedicated to serving older adults, nursing homes, assisted living facilities, and other organizations who currently oversee such things.

Donna Perkins

If you need this help, you can access information on this website:  http://www.consumerfinance.gov/askcfpb/search?q=&selected_facets=audience_exact%3AOlder%20Americans

If you have a story to report, go here.  https://help.consumerfinance.gov/app/tellyourstoryhttps://help.consumerfinance.gov/app/tellyourstory

The place to start is at this website:  http://www.consumerfinance.gov/paying-for-college  On this website you will find questions and answers to better help you make informed decisions about the various student loan products out there. 

Should you opt for federal student loans, or go to a private source?  Find out on this next website:  http://www.consumerfinance.gov/paying-for-college/repay-student-debt/#Question-1

Choosing a loan that is right for you and your ability to repay it is crucial to your decision making process.  On this website, you will go through three steps that can help you pick the right one for you.  http://www.consumerfinance.gov/paying-for-college/choose-a-student-loan/#o1

So now you have the money, now what?  How do you manage that loan successfully?  Most of us never learned simple financial rules during our high school years, so how do we learn?  This website will provide those answers.  http://www.consumerfinance.gov/paying-for-college/manage-your-college-money/#o1

Donna Perkins

Keep the information on these websites.  Soon, the CFPB will have a financial tool that will allow you to compare loan offers!  Check back frequently to see when it is available.

The Federal Trade Commission[1], who along with the help of the Consumer Finance Protection Bureau, has long been the watchdog of the credit repair industry.  In the past five years, the number of complaints by consumers about unfair dealings with credit repair companies has diminished each year.  In 2012, there were about 2,000,000 complaints across all sectors of business.  There were less than 2,000 complaints against companies engaged in this work, with 999 out of 1,000 related to something other than credit repair work. 

In the past, many of the companies who advertise these services have, in their zeal to get their message out there, promised things that are not possible or unlawful.  Guaranteeing that a specific item or a specific type of item can be removed from a consumers reports, charging for their work up front, and suggesting alternative identities are the kinds of practices that have pretty much been stopped by the top firms.

One of the ways this has occurred is that companies like KC Credit Services, who is one of the oldest firms in this field at 22 years and counting, have joined forces with other like-minded companies to create a voluntary oversight organization called the National Association of Credit Services Organizations[2] (NACSO).  Companies who want to do business the right way join this organization and abide by its guidelines and compliance requirements.

NACSO President, Randall Chesnutt, recently said “Credit repair has never been more important for consumers, especially in this economy, where identity theft and errors in credit reporting are rampant.  NACSO has maintained this view and recent Federal Trade Commission reports affirm the same with data.”

Identity theft is the number one complaint by consumers received by the Federal Trade Commission in 

2012.  The top offenders across all categories on their list include debt collection agencies, banks and lenders, shop-at-home and catalog sales. 

According to Donna Perkins, President of KC Credit Services and Secretary of the current NACSO Board of Directors “identity theft is widespread and growing, so consumers should check their credit reports frequently.  If consumers find they have erroneous, outdated or unverifiable listings on their credit reports, they should act immediately.”

Ms. Perkins continued “mistakes on the credit reports are costing consumers thousands of dollars in higher interest rates on credit cards, car loans and mortgages.”  If you suspect there are errors on your reports, you should contact an experienced credit restoration firm.  Contact us today!  Click Here.

Donna Perkins

 

 

 

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[1] Federal Trade Commission.  www.ftc.gov

 

 

 

[2] National Association of Credit Services Organizations.  www.nacso.org